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This scheme has been started to make women financially strong and self-reliant. Only women having Aadhar card can avail this scheme.
LIC Aadhar Shila Policy has been launched for women, in which investment of ₹29 can give them returns of lakhs of rupees. Know the detailed information about the policy.
Life Insurance Corporation of India (LIC) is a very reliable insurance company. Lakhs of people across the country invest in it and take a step towards securing their futurefuture.
LIC Aadhar Shila Policy has been started by LIC to make the women of the country financially strong and self-reliant. Women in the age group of 18 to 55 years can take advantage of this policy.
This policy also provides financial assistance to the family members after the death of the female policyholder. Along with this, the facility of surrender is also given in it.
Can surrender within 15 days
The biggest feature of LIC Aadhar Shila Policy of Life Insurance Corporation of India is that you can surrender in this policy.
That is, if you change your mind after taking the policy plan and want to return the policy, you can surrender the policy and cancel your plan within 15 days.
Learn about premium information
In LIC’s Aadhar Shila policy, women can choose the premium according to their age. Suppose a woman invests in this policy at the age of 31 years, then she will have to pay the first premium of ₹ 10959 for 20 years with 4.5% tax.
With this, after paying the first premium, this amount will be ₹ 10773. In that case, if you save ₹29 per day, your total savings will be ₹214696.
After maturity, you will be given Rs 3.97 lakh as refund in this scheme. Along with this, financial assistance will also be given to the investor on the death of this policy holder.
Features of Aadhar Shila Scheme
- auto cover feature
- Scheme for women
- low premium plan
- On death after 5 years, an additional Loyalty Addition will be paid while the General Insurance cover will be equal to the Basic Sum Assured.
- Critical illness benefit is not available under this plan.
- Loan facility but only after completion of 3 years.
- LIC’s Accident Rider and Permanent Disability Rider are available.
- Revival of lapsed policy within 2 years of first unpaid premium.
- The premium paid is exempt from income tax under section 80C. Maturity amount is tax free under section 10(10D).
LIC’s Aadhar Shila Scheme – Plan Number: 944
LIC’s Aadhar Shila Plan is a non-linked insurance plan with benefits and regular premium payment endowment plan. This LIC Aadhar Sheela plan is an integrated plan.
Which provides both savings and protection. LIC’s Aadhar Shila scheme is primarily for women policyholders who have Aadhaar cards issued by UIDAI.
